:root{
  --navy:#0D1B2A;--blue:#123D63;--gold:#D4AF37;--gray:#65717c;
  --light:#F5F7F9;--cream:#FAF8F1;--line:#DDE3E8;--white:#fff;
  --max:1180px;--shadow:0 18px 50px rgba(13,27,42,.10)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--navy);background:#fff}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
button,input,textarea,select{font:inherit}
.container{width:min(var(--max),calc(100% - 36px));margin:auto}
.topbar{background:var(--navy);color:#fff;font-size:13px}
.topbar .container{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.nav{min-height:84px;display:flex;align-items:center;gap:25px}
.brand{display:flex;align-items:center;min-width:245px}
.brand img{width:245px;max-height:68px;object-fit:contain;object-position:left center}
.navlinks{margin-left:auto;display:flex;align-items:center;gap:20px;font-size:14px;font-weight:700}
.navlinks a:hover,.navlinks a[aria-current="page"]{color:var(--gold)}
.nav-areas{position:relative}
.nav-areas-menu{display:none;position:absolute;top:100%;left:-20px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:12px;padding:10px;width:290px}
.nav-areas:hover .nav-areas-menu,.nav-areas:focus-within .nav-areas-menu{display:block}
.nav-areas-menu a{display:block;padding:11px 12px;border-radius:8px;font-weight:700}
.nav-areas-menu a:hover{background:var(--light)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 20px;border-radius:10px;font-weight:800;border:1px solid transparent;cursor:pointer}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:#0c3150}
.btn-gold{background:var(--gold);color:#fff}
.btn-outline{border-color:var(--blue);color:var(--blue);background:#fff}
.menu-btn{display:none;margin-left:auto;border:0;background:transparent;font-size:27px;color:var(--navy)}
.mobile-menu{display:none;border-top:1px solid var(--line);background:#fff;padding:10px 18px 18px}
.mobile-menu.open{display:block}
.mobile-menu a{display:block;padding:12px 4px;font-weight:750;border-bottom:1px solid #eef1f3}
.eyebrow{font-size:12px;letter-spacing:.16em;color:var(--gold);font-weight:900;text-transform:uppercase}
.hero{background:linear-gradient(135deg,var(--cream),#fff);padding:82px 0}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:58px;align-items:center}
h1,h2,h3{font-family:Montserrat,Inter,Arial,sans-serif}
h1{font-size:clamp(42px,5vw,66px);line-height:1.03;letter-spacing:-.045em;margin:16px 0 24px}
h2{font-size:clamp(30px,4vw,44px);line-height:1.08;letter-spacing:-.03em;margin:12px 0 18px}
h3{font-size:21px;margin:12px 0}
.lead{font-size:19px;line-height:1.75;color:var(--gray);max-width:760px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.hero-panel{background:var(--navy);color:#fff;border-radius:24px;padding:38px;box-shadow:var(--shadow)}
.hero-panel img{background:#fff;border-radius:14px;padding:18px;margin-bottom:30px}
.hero-panel .pill{display:inline-block;border:1px solid rgba(212,175,55,.55);color:#fff;border-radius:999px;padding:8px 12px;margin:5px 5px 0 0;font-size:13px;font-weight:750}
.section{padding:80px 0}
.section-alt{background:var(--light)}
.section-head{max-width:800px;margin-bottom:38px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:0 8px 26px rgba(13,27,42,.04)}
.card.logo-card{display:flex;flex-direction:column;min-height:430px}
.card.logo-card img{height:180px;width:100%;object-fit:contain;margin-bottom:15px}
.card p{color:var(--gray);line-height:1.65}
.card .link{margin-top:auto;color:var(--blue);font-weight:850}
.badge{display:inline-block;background:#eef3f7;color:var(--blue);border-radius:999px;padding:8px 11px;font-size:12px;font-weight:850}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.step{background:var(--navy);color:#fff;border-radius:15px;padding:22px}
.step strong{color:var(--gold);font-size:13px}
.step p{color:#d4dde5;font-size:14px;line-height:1.5}
.band{background:var(--navy);color:#fff;padding:65px 0}
.band p{color:#d4dde5}
.features{display:grid;gap:14px}
.feature{border-bottom:1px solid var(--line);padding:0 0 16px}
.feature strong{display:block;margin-bottom:6px}
.feature span{color:var(--gray);line-height:1.55}
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
.notice{background:var(--cream);border-left:4px solid var(--gold);padding:20px;border-radius:10px;color:var(--gray);line-height:1.6}
.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.article{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px}
.article small{color:var(--gold);font-weight:900;letter-spacing:.08em}
.form-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:26px}
.form-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px}
.field{margin-bottom:17px}
.field label{display:block;font-size:13px;font-weight:850;margin-bottom:8px}
.field input,.field select,.field textarea{width:100%;border:1px solid #ccd5dc;background:#fbfcfd;border-radius:9px;padding:13px 14px;color:var(--navy)}
.field textarea{min-height:130px;resize:vertical}
.form-status{display:none;margin-top:14px;background:#eef7f0;padding:12px;border-radius:8px;color:#285c35}
.footer{background:#081522;color:#fff;padding:58px 0 24px}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:45px}
.footer-logo{width:260px;background:#fff;border-radius:12px;padding:12px}
.footer h4{margin:0 0 14px}
.footer a,.footer p{color:#bac5ce;font-size:14px;line-height:1.7}
.footer a{display:block;margin:5px 0}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:18px;color:#8897a4;font-size:13px}
.breadcrumbs{font-size:13px;color:var(--gray);padding-top:18px}
.breadcrumbs a{color:var(--blue)}
.area-hero{padding:68px 0;background:var(--cream)}
.area-hero .hero-grid{grid-template-columns:1.1fr .9fr}
.area-logo-box{background:#fff;border:1px solid var(--line);border-radius:18px;padding:32px}
.area-logo-box img{height:250px;width:100%;object-fit:contain}
.searchbar{display:flex;gap:10px}
.searchbar input{flex:1;border:1px solid var(--line);border-radius:9px;padding:14px}
.tagrow{display:flex;flex-wrap:wrap;gap:10px}
.tag{border:1px solid var(--line);background:#fff;border-radius:999px;padding:9px 13px;font-size:13px;font-weight:750}
@media(max-width:980px){
  .navlinks,.nav>.btn{display:none}.menu-btn{display:block}
  .hero-grid,.split,.form-grid{grid-template-columns:1fr}
  .grid-3,.article-grid{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .hero-panel{max-width:680px}
}
@media(max-width:640px){
  .topbar .container span:last-child{display:none}
  .brand img{width:210px}
  .hero{padding:58px 0}
  h1{font-size:42px}
  .lead{font-size:17px}
  .grid-3,.grid-2,.article-grid,.steps,.footer-grid{grid-template-columns:1fr}
  .section{padding:62px 0}
  .hero-actions{flex-direction:column;align-items:stretch}
  .btn{width:100%}
  .card.logo-card{min-height:auto}
}

.skip-link{position:absolute;left:-9999px;top:8px;background:#fff;color:var(--navy);padding:10px 14px;z-index:999;border:2px solid var(--gold);border-radius:8px}
.skip-link:focus{left:8px}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
.form-help{font-size:12px;color:var(--gray);margin-top:6px}
.production-note{font-size:13px;color:var(--gray)}